Financially Chic: Live A Luxurious Life On A Budget, Learn To ... Things To Know Before You Buy

Published Jun 05, 22
4 min read
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52. Watch a sunset at the beach. What always delights me about nature is that it’s the greatest luxury, and one that we often miss out on because we’re so busy working trying to afford the more costly luxuries. Remember to slow down and enjoy the sunset! 53. Go to book readings.

But enjoying luxury doesn’t have to mean a complete disregard of your budget. It is possible to live luxuriously without spending a fortune. To Karen Civil, an entrepreneur and media maven living in Los Angeles, a luxurious lifestyle is “a relaxed one where you are happy and at peace,” she says.

Feeling luxurious,” she adds. Consider your definition of luxury and how you enjoy to treat yourself from time to time, and follow these seven tips for how to live a luxurious lifestyle on a budget: 1. Become a product tester If you want to wear the trendiest high-end heel or play music on the newest wireless speakers, consider trying your hand at product testing.

Product testing can be a way to live a luxury life without a big budget since you won’t have to dish out for a purchase. Bonus: You can usually keep the products you are sent to test, and it’s an easy way to try different brands without the risk of losing money on items you don’t ultimately love.

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If formal product testing is not up your alley, you can still try out high-end merchandise at no cost. To live luxuriously without spending a fortune you can stock up on free samples, especially for beauty and cosmetics. That’s what Dionne Dean, a stylist and fashion expert, recommends. “Most high-end makeup counters will give you a sample of their latest beauty and skin care treatment to let you try out the product for a couple of days,” she says, adding that you can ask for up to a week’s worth of samples.

Consumers can save up to 70 percent off retail price by shopping at outlets, she says. If you want to save even more money at outlet stores, sign up for a specific store’s email list to get alerts for special discounts and events. Dean also recommends befriending the sales staff because they are often the first to know when stores are receiving extra shipments or making markdowns.

By figuring out how to live a luxurious lifestyle on a budget—especially as it pertained to dining out and entertainment—Jackson says she shaved $13,500 off her annual expenditures while still enjoying the same quality of life. 6. Cut travel costs Travel can be one of the most luxurious ways to spend your money.

Airfare, accommodations, dining out for every meal—it can quickly add up. One of the best ways to travel on a budget and live luxuriously without spending a fortune is to go with family and friends. You can plan a luxury vacation on a budget when you split the bill for accommodations, outings and activities.

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If you’re traveling solo, you can still find ways to live a luxury life without a big budget. Jackson often travels alone, and since she considers travel a priority in her life, she’s learned to find ways to cut costs without sacrificing comfort. She chooses to fly off-season, books hostels or rentals where she can cook and asks locals for their recommendations to avoid expensive tourist areas.

There are ways to enjoy wellness treatments without throwing down too much money. Dean says coupon sites often feature deals from local spas. These are usually introductory offers for a treatment (or series of treatments) at a discount. She says several cities also participate in a spa week or month, which includes special deals to get customers in the door.

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By following some of these tips, you can live luxuriously without spending a fortune.

When it comes to living, we all want to do it luxuriously. However, for most people, this is a far-fetched dream that you feel won’t ever come true unless you win a jackpot in a gameshow or some mysterious aunt who you didn’t know you had left a lot of money to you in her will.

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Here is how you can live a life of luxury, but without breaking the bank. 1. Monitor your finances closely, Keeping a close eye on your income and outgoings is critical. You can do this with a spreadsheet or even the old-fashioned way with a pen and paper. But increasingly, there are a number of money management apps out there specifically designed to help you monitor your spending and cut back where necessary.

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